The bizarre phenomenon of celebrities insuring their body parts is a practice that has been going on for many years. Celebrities insure parts of their bodies for a variety of reasons; from 1940’s Hollywood starlet Bette Davis insuring her waist for 28 thousand US dollars to ensure she didn’t lose money from gaining weight to footballer Cristiano Ronaldo, who had his goal-scoring legs insured for $144 million after a minor injury. Because some celebrities rely on parts of their body to perform, earn money and retain their fame, any injury to these essential bits and pieces could be harmful to their career in the long term, resulting in loss of earnings and doing the thing they love most.
This article will look at the most expensive and unusual lengths some of our most famous celebrities will go to in order to ensure their bodies don’t lose their earning and performance power.
Reported to have insured his middle finger for a cool £6 million, Keith Richards took out this insurance to ensure that if his guitar playing finger seized up due to arthritis during one of his many performances with the Rolling Stones, he would be protected from damages. Clearly, high living and constant strumming since the early 60’s has finally taken its toll on the Rolling Stones guitarist, who wants to make sure his finger can produce his trademark riffs and chords and continue to rock audiences around the world for many years to come.
Known for her best-selling singles such as “Umbrella” and “Don’t Stop the Music”, Rihanna also insured her legs for a huge $1 million when she was presented with the Gillette award ‘Celebrity Legs of a Goddess’ as she represented their Venus Breeze brand of razors for women. For her fitness routine Rihanna does a lot of weight training up to three times per week and keeps a close eye on calories with a healthy diet and the world famous pop star states that: “my legs are my main focus. I’m obsessed”.
Sometimes insuring just parts of your body isn’t quite enough. Being the main star in a Bond film can take its toll on the body, especially when you want to do all of your own stunts, so it made sense for British actor Daniel Craig to insure his whole body for a whopping £5 million to provide insurance against any injuries to his body when filming his first Bond movie Casino Royale in 2006. As Bond is well known for his pulse-pounding antics and stunts, Craig was likely to save a lot of money on costly medical bills after all that bullet dodging and leaping from explosions in slow motion, leaving him shaken, but most definitely not stirred.
Normally, singers insure their vocal chords and throat nodules to ensure that their singing voice doesn’t go out of tune and start to break windows, but not country and western singer Dolly Parton. Despite receiving multiple awards and having 42 country albums reach the top 10 over her 40 year career, the busty vocalist decided to insure her ample cleavage for an eye-watering $600,000. She insured both for $300,000, so maybe she got a two for one offer on the pair.
If you thought celebrities insuring parts of their body might occasionally be vaguely useful for their profession, think again. Australian cricketer Merv ‘Fruitfly’ Hughes insured his rather luxuriant handlebar moustache for an equally hefty 317 thousand Australian dollars during his touring days with the Australian national cricket team. The charismatic fast right-arm bowler represented Australia from 1985 to 1994 in a total of 53 test matches and took a total of 212 wickets for the team, so who’s to say that his famous moustache didn’t help Australia retain the Ashes in 1993.
Famed for his dance routines during shows such as Riverdance and Feet of Flames, Michael Flatley insured his gravity-defying flailing legs for a record-breaking $40 million so that even if he tripped over his own feet, he could still keep his lofty position as Lord of the Dance. After becoming the highest earning dancer from 1999 to 2000, Flatley earned 1.6 million dollars each week and was also awarded a place in the Guinness Book of Records for having the most expensive insurance policy for a dancer’s legs in the world.
This shows that different celebrities insure their body parts for a variety of reasons, from protecting their fingers and limbs to moustaches and cleavages, no body part is out of bounds for insurance purposes. The following interactive infographic reveals some of the most expensive and unusual body parts that celebrities have insured both in the past and the present. From chest hair to a million dollar grin, this infographic will show you the lengths and expenditure well-known celebrities will go to ensure their body parts are financially insured against unexpected injuries.